Family Household - Sample Budget

Here is a sample household budget worksheet that you can use as a guide when setting up your household budget plan. Once you start to use a plan like this, you must stick with it. What was most interesting was, even though this is only to serve as an example budget, just filling in the blanks made me think about my own personal budget as I completed each category. Simple putting your budget on paper makes you think about where your money is being spent.

BUDGET CATEGORY
AMOUNT
Auto: Gas & Oil  $210
Auto: Registration  $20
Childcare  $300
Clothing  $100
Debt-Payment To: Credit Card 1  $81
Debt-Payment To: Credit Card 2  $25
Debt-Payment To: Credit Card 3  
Debts: Car Payment 1  $319
Debts: Car Payment 2  
Debts: Mortgage  $729
Donations  $50
Entertainment: Cable & Internet  $200
Entertainment: Movies & Events  $50
Financial Plan: College Fund  $100
Financial Plan: IRA  $300
Financial Plan: Investments  $500
Food: Dining Out  $200
Food: Groceries  $400
Health: Co-pay & Supplies  $100
Household  $100
Insurance: Auto  $90
Insurance: Health  $100
Insurance: Home  $25
Insurance: Life  $40
Savings  $100
Taxes: Property Taxes  $200
Utilities: Electricity  $190
Utilities: Gas  
Utilities: Mobile Phone  $40
Utilities: Phone  $40
Utilities: Water-Sewer-Trash  $100
Other Expense 1  
Other Expense 2  
Other Expense 3  
Other Expense 4  
Other Expense 5  
Total Monthly Expenses  $4709
Monthly Net Income  $5679
Minus Expenses (from above)  $4709
Available Income  $970
If you would like to have a blank copy of the worksheet that you can print out for your own use you can get one here: Budget Worksheet

If you would like to have the worksheet as a budget spreadsheet you can get it here: Budget Spreadsheet